Our Team
Knowledgeable and Skilled Professionals
At Horizon Financial, we believe that working with the right financial advisor is critical. Check out these 10 Questions to ask when choosing a financial advisor.
We strive to simplify and deliver a high-quality financial planning process. At Horizon Financial, we stand alongside you and help lead your total wealth team, which often includes a CPA, banker, attorney, and insurance agent. You will receive a robust commitment to your financial well-being when you work with us. Watch our video to learn more about our commitment to you.
Meet Our Team
Holly Gallagher, CFP®, BFA™
Firm Founder and Visionary, Lead Advisor
Niche: Serving those nearing retirement or retired with a minimum of $1 million in investable assets.
For 30 years, Holly has focused on providing comprehensive wealth management and retirement lifestyle planning. Her passion is working with people who want help, are open to guidance, and are willing to take action to get the outcomes they desire. Holly leads her clients’ wealth team, which often includes their CPA, banker, attorney, and insurance agent. This can sound complicated or intimidating. It doesn’t have to be. Holly stands alongside you to ensure you understand everything that needs to be done to get you to your goals. She treasures meaningful, long-term relationships with her clients and their families. Holly loves to travel, learn, and read. She enjoys watching her kids’ sporting events and long walks with her girlfriends.
Fun Fact: Holly used to work with Mickey Mouse, she can drive a tractor (John Deere preferably), and she can’t wait to trade in her minivan for something more exciting once her kids are older.
Madelyn Ambrose, CFP®
Client Support Associate
Madelyn embraces Horizon’s dedication to people and their unique needs. From a young age she knew she wanted to partner with people, help them understand the importance of financial planning and walk with them every step along the way. She remembers her parents stressing the importance of financial literacy and taking control of your own destiny to her and her three sisters. Educating and empowering people to do the same is a big part of what drives her now. Before joining the team at Horizon, Madelyn obtained her bachelor’s degree in finance from Grand Valley State University as well as her Series 7, Series 66, Accident, Life and Health Insurance licenses. After college she worked at a community bank where she learned the ropes of this industry and truly fell in love with financial planning.
Madelyn resides in Ludington with her husband, Kenny and their fur baby, Basel. As a Ludington native, Madelyn cares deeply about her community and its people.
Fun Fact: She spends most of her free time on Lake Michigan with family and friends where she enjoys salmon fishing. When she’s not on the water, Madelyn is likely running, snowboarding, or cooking with her husband.
Our Extended Teams
Creating Solutions. Empowering People. Enhancing Lives.
Attaining your financial goals doesn’t have to be complicated. Put our knowledge and experience to work to help pursue your dreams.
