Horizon Financial

Holly Gallagher CFP^®, CLU, ChFC, CLTC
A Traverse City native, Holly is a well-known financial professional in northern Michigan. She specializes in wealth management, providing clients with an overall picture of their financial portfolios that goes far beyond simple investments. Her expertise allows her to make recommendations in estate planning, tax strategies and insurance coverage that benefit her clients. Because she is independent, her recommendations are truly objective, and her loyalty is to her client, not to a particular product or investment fund.

Holly has taught money management courses at several northern Michigan colleges, and had many articles published in area publications, such as the Northern Michigan Business Journal and the Traverse City area Chamber of Commerce newsletter. Holly has been a guest speaker on the popular radio show Michigan Business Beat and has spoken at several professional organizations, including Michigan Education Association, AAUW and Munson Medical Center Patient Education department.

Holly holds a bachelor's degree in business administration from Central Michigan University She has worked for two Fortune 500 companies before opening her own firm in 1999. She has served clients in financial planning for 18 years. She lives in Traverse City with her husband Doug and their children Madison and Douglas.

Sharon Swogger
Sharon has extensive experience in accounting and business management, working with a wide variety of companies ranging from multi-national corporations to small businesses. Before moving to Traverse City, Sharon worked in the accounting department of a large Detroit-based law firm. After moving north in 1992, Sharon was an accountant/business manager for Dakoske Hall. She then joined Lobdell Management, a Traverse City-based restaurant management firm. During her five years there, the company tripled in size.

Sharon holds a bachelor's degree in accounting. She lives in Traverse City with her husband Mike and their children Hunter and Bailey. In her spare time, she enjoys skiing and running and has completed three marathons.

Sharon oversees all aspects of client service and office administration.