Who We Are
We help people make smart decisions with their money by creating a financial road map, rather than simply recommending product. Meeting with a new client is a three-step process. Our initial meeting is an opportunity to get acquainted. Usually a client will bring in items needed to help create a financial snapshot of his or her current situation.
We then set a second appointment in which your representative makes a financial diagnosis, and suggests a specific financial prescription, tailored to your needs. This involves a comprehensive review of your current insurance, investments, estate plan, risk tolerance, and expectations of a financial professional. If together we agree that Horizon Financial may be a good fit for you, we will set a third appointment to begin implementing your plan.
It it important that your financial road map be reviewed, at least annually. When appropriate (and with your permission), we will communicate with your accountant and attorney to make sure that together we are working in your best interest to meet your estate, tax, and financial planning goals.
What We Do
People retiring or planning to retire within 10 to 15 years
Small business owners
Public school and hospital employees who have 403(b) plans
Life changes, such as recent relocation, job change, divorce, inheritance, settlement
Looking for a second opinion
Interested in establishing a long-term relationship with a seasoned financial professional who will be around for years to come